What Our Underwriting Product Does
Automated risk scoring. Every applicant is evaluated against risk models tuned for your vertical, from low-risk recurring billing to higher-scrutiny categories.
KYB/KYC built in. Business and identity verification run automatically as part of the onboarding flow, not as a separate manual step.
Faster approval times. Reduce merchant time-to-first-transaction from days to minutes for the majority of applicants, with manual review reserved for genuine edge cases.
Compliance-ready. Underwriting decisions and documentation are structured to support your platform's audit and compliance obligations, including sector-specific requirements like BAAs for healthcare platforms.
Built for Platform-Scale Risk, Not One-Off Applications
Legacy underwriting was built for a bank approving a single merchant. Ours is built for a platform approving hundreds or thousands of sub-merchants across varied risk profiles — with the visibility to manage that risk as your platform grows.