Embed payments
into your platform
Embed payments, monetize your platform, and streamline merchant onboarding with linq
Built for Vertical SaaS Platforms
MerchantFocus is designed for software companies that want to offer native payment processing to their customers — without the regulatory burden of becoming a registered PayFac. We handle the compliance, underwriting, and infrastructure. You focus on your product.
- You're losing deals to competitors who offer embedded payments
- Your merchants are abandoning your platform for payment tools that don't integrate
- You want a recurring revenue stream from payments but don't know where to start
- You need fast merchant onboarding without manual underwriting delays
Payments built for the modern era
Embedded payments and direct payment processing solutions built for software platforms, SaaS companies, and growing businesses.
linqEmbedded Payments
linq gives software companies a fully white-labeled, frictionless payment experience – own the merchant relationship, set your pricing, and earn a revenue share on every transaction.
Merchant Accounts
Industry-leading rates and reliable processing for businesses of all sizes. Get direct access to major card networks with transparent pricing and dedicated support.
Enterprise-grade infrastructure,
startup agility
Built for scale from day one. Our platform processes billions in transactions while maintaining the flexibility your business demands.
Lightning Fast
Sub-second authorization times and real-time settlement tracking keep your business moving.
Bank-Level Security
PCI DSS Level 1 certified with end-to-end encryption and tokenization for maximum protection.
US & Canada Coverage
Full support for US and Canadian merchants, including Interac debit processing for the Canadian market.
Payment Acceptance
Accept all major credit & debit cards, ACH bank transfers, and popular e-wallets like Apple Pay and Google Pay.
Developer First
Modern RESTful APIs, comprehensive SDKs, and detailed documentation for seamless integration.
Real-Time Analytics
Comprehensive dashboards with actionable insights, custom reports, and automated alerts.
Fast Funding
Same-day and next-day funding options to keep your cash flow healthy and predictable.
Live US Based Support
Dedicated account managers and round-the-clock US-based technical support when you need it.
How linq Works
1. Integrate Once
Connect MerchantFocus to your platform using our developer-friendly API. Most integrations are live within a few weeks with full support from our team.
2. Onboard Merchants in Minutes
Your customers complete a streamlined digital onboarding flow that handles KYC, underwriting, and approval automatically. No paperwork, no delays — merchants start processing fast.
3. Earn Revenue on Every Transaction
Once your merchants are live, you earn a share of every transaction they process through your platform. The more they grow, the more you earn — a true recurring revenue stream.
linqModern PayFac infrastructure
Three pillars that set linq apart from every other embedded payments solution.
Single API — Card-Present & Card-Not-Present
One unified API handles every transaction type. Average integration time: 2–3 weeks.
Real-Time, Unified Reporting
Instant access to transactional data and comprehensive insights so you and your merchants can make informed decisions on the fly.
Developer-Friendly Platform
Sandbox environment, webhooks, client libraries, SDKs, and a dedicated technical support team. Build, test, and deploy with confidence.
From integration to revenue
Get your embedded payments platform up and running in four simple steps.
Integrate
Connect your platform using our modern APIs and SDKs. Go live in days, not months.
Onboard Merchants
Use our white-label onboarding or build your own. Instant underwriting and approval.
Launch
Start processing payments immediately. Full control over merchant experience and pricing.
Scale & Earn
Grow your payment revenue with every transaction. Real-time analytics and reporting.
Why Platforms Choose MerchantFocus
Revenue Share
Earn a percentage of every transaction processed by your merchants
White-Label Ready
Your brand, your experience — merchants never see MerchantFocus
No PayFac Registration Required
We act as PayFac of record so you don't have to
Fast Onboarding
Most merchants are approved and processing within 48 hours
Compliance Handled
PCI DSS, KYC, and underwriting are fully managed by us
Dedicated Support
A real partner team, not a ticket queue
Calculate your revenue potential
See how much you could earn by embedding payments into your platform with linq.
Your Portfolio
Enter your business details below
Weighted Interchange Rate: 1.5725% · Weighted Per-Item Fee: $0.124
Estimated Transactions / yr
0
Revenue per Merchant
$0
Annual Revenue Breakdown
Based on your portfolio inputs
Income
What you charge your merchants
linq Fees
linq's share (50% of net profit)
Interchange Fees
Retail (Card-Present) · blended 1.573%
Net Revenue Potential
You keep 50% of net profit · linq keeps 50%
$0
per year
This calculator is intended to estimate your potential earnings based on the inputs provided. Results are illustrative only and not guaranteed. Actual performance may vary depending on transaction mix, pricing, and other factors not reflected in this model.
Ready to transform your platform?
Join the hundreds of platforms already earning revenue with embedded payments. Get started in minutes with linq.
No setup fees • Free sandbox environment • Deploy in days
Platforms & ISVs
Embed payments with linq
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