Who We Serve

Embedded payments for healthcare and patient-pay software

Patients are paying more of their own care, and they expect payment to be as easy as everything else in their lives. Providers want to collect reliably, without adding work for the front desk or putting sensitive information at risk. We help healthcare software teams build patient payments into their products with security and compliance front of mind.

What healthcare software needs from payments

Easy ways for patients to pay. At the front desk, through a patient portal, from a text or email link, or on file for future balances. The more convenient the option, the more likely the bill gets paid.

Secure handling of card data. Tokenization and hosted payment fields keep card numbers out of your systems and out of patient records.

Clear receipts and statements. Payment information should be easy for patients and staff to understand without exposing more than it should.

Support for payment plans and saved payment methods. Many balances are paid over time. Software that supports that reality helps providers collect more of what they are owed.

Health savings and flexible spending cards. Patients often want to use these cards. Acceptance has its own requirements, and we help you understand what applies.

Payments, privacy and compliance

Healthcare software teams deal with two sets of rules: card industry standards for payment data and privacy rules for patient information. Keeping card data out of your environment through tokenization and hosted fields reduces your payment security scope.

Questions about how payments interact with patient privacy obligations depend on how your product handles billing and records, so we recommend reviewing them with your compliance advisors. We are glad to walk through how our approach fits into your own review.

How it works for a healthcare platform

  1. 1 A practice or provider signs up inside your software and completes onboarding without leaving your product.
  2. 2 We review and approve the business through merchant underwriting.
  3. 3 Patients pay through the portal, front desk, text link or saved payment method you offer.
  4. 4 Funds settle to the provider, and your platform earns revenue from the payments it enables.

Why platforms choose Merchant Focus

Our team understands that healthcare customers need payments that are dependable and discreet. We work with your product and compliance teams to design a program that fits the way your customers operate, and we are upfront about what we can and cannot do.

Learn more about linq and our payment gateway.

Frequently asked questions

Yes. We help you support the channels your customers use, from front desk to portal to payment link.
Tokenization and hosted payment fields keep card data out of your systems and out of your customers' records.
It depends on how your product handles billing and patient information. We can discuss how our approach works, but please review the specifics with your own compliance and legal advisors.
Acceptance has specific requirements. We can walk you through them.
Merchant Focus

Empowering platforms with embedded payment solutions that drive growth.

Follow Along

Contact

Company

Resources

© 2026 Merchant Focus. All rights reserved.

PCI DSS Level 1 Certified

Merchant Focus Processing, Inc. is a registered ISO/MSP of Synovus Bank, Columbus, GA.

Any trademarks or service marks mentioned herein are the property of their respective owners. Each third-party platform or provider is solely responsible for the products and services it offers.